One Hamanian. Reviews about Wallet One

Wallet One 2019-12-04 16:45 JuliaStasova

I use this e-wallet only for purchases in online stores. Last year I had to install it for myself, since the online store where I wanted to buy shoes accepted payments only through the Walletone platform. I was very worried and worried about this, but then I finally decided and connected it to myself. I don't regret it, it's convenient. Money arrives quickly and I quickly pay for the goods. The commission is one of the lowest. On the positive side: quick registration; money transfer takes no longer than 5 minutes, convenient platform. I haven't noticed any cons yet. I will use it and recommend it to everyone.

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Wallet One 2019-12-02 17:49 rusakovapolina711

I use this platform. Convenient, fast, reliable. Deposits are instant, withdrawals are fast to any card + low%. Online support works quickly. I didn’t notice any jambs. I continue to use it. I would also like to note the user-friendly interface of the platform. She installed it quickly and was able to figure it out without any outside help. I recommend it to both individuals and individual entrepreneurs. Friends who are self-employed use it to their fullest and are very happy.

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Wallet One 2019-11-25 22:43 ElenaMihalkova

I am very pleased with this service. I've been using it for almost 3 years. Everything is fine! 1) instant transfer of funds; 2) simple and clear interface; 3) quick registration; 4) quick transfer to a card of any bank. I think I will continue to use this wallet. Personally, I really like the convenience and simplicity of the service. And the fact that the commission is the lowest makes me very happy!

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Wallet One 2019-11-19 16:03 OksanaUpatova

I’ve been using this payment system for a couple of years. Everything is fine with transferring funds, with paying for goods in online stores, it’s a pity that not all stores work with this system yet, it’s convenient to use, I recommend it.

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Wallet One 2019-10-30 17:30 olgadancenko86

I really liked the Walletone service, I decided to write a review, although I usually don’t do this. Very comfortably! For anyone who doesn't yet have this wallet, I highly recommend it! Quick registration, instant deposit and withdrawal of funds, normal commission, no more than in other services. If you go through identification immediately, then there will be no problems at all. I don't understand why there are negative reviews regarding identification? As far as I understand, identification must now be carried out everywhere, these are the laws. Only here everything is clear, fast and convenient. I will continue to use it and will definitely recommend Walletone to friends and work colleagues.

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Wallet One 2019-10-23 17:22 ZANNABAZ888

I connected this single wallet about a year ago. I connected it urgently, since the online store where I purchased the goods cooperated with this payment system. I don't regret connecting it to myself. Easy to use, quick withdrawals, quick replenishment of your wallet, everything is reliable and understandable to me. I hope to continue using it in the future. I haven't encountered any downsides yet. I recommend this wallet to all my friends.

The modern rhythm of life forces everyone to think about the rational use of their own time, thanks to which they can correctly and productively plan every free hour. That is why the need to devote a certain amount of personal time, already limited by total employment, to all kinds of financial transactions every month forces us to look for new ways to solve the issue.

Today, more and more people prefer electronic payment services. Even the most conservative users sooner or later come to the conclusion that a high-quality electronic system for carrying out financial transactions is significantly ahead in terms of speed, ease of management and control capabilities of the most modern standard financial organization.

First of all, using an electronic payment system provides significant time savings. Make payments for various services, transfer funds to the necessary accounts, pay telephone communication or the Internet, purchasing goods online thanks to payment systems is carried out with maximum efficiency and exactly when it is convenient for the user.

For a comfortable and quick solution To solve your own financial issues, all you need is access to the Internet and the desire to keep up with the times. The rest of the difficulties have already been taken care of by the developers of modern electronic payment services, whose professionalism and integrity directly determine the quality of work of such projects. The system is rightfully considered one of the most successful and efficient payment services.

Payment system W1: reasoned advantages

A single wallet or W1 system is an electronic payment service designed to carry out financial settlements between system participants in real time. Mostly this service is aimed at comfortable and speedy financial transactions aimed at paying for services.

W1 is a multi-platform system with which you can pay for mobile communications services, satellite and cable television, Internet providers, housing and communal services, Internet hosting, security systems and security systems. This payment service is ideal for exciting online shopping and comfortable loan repayment.

Payment system W1 interacts with such common projects as Yandex.Money, WebMoney, QIWI, RBK Money, which also facilitates the prompt execution of various financial transactions. Many providers of a wide variety of services are partners electronic system W1, which significantly speeds up the process of transferring funds to the accounts of these companies and increases the security and correctness of settlements. Among W1's partners are Beeline, MTS, ROL, Motiv, CenterTelecom, Utel, SMARTS, AKADO, MGTS, Er-Telecom, Mosenergo, RU-CENTER, Alfa-Bank, Oriflame and many others.

Wide customer base, well established affiliate network, user-friendly interface, efficiency and security have made the W1 payment system extremely popular among users, and the huge range of opportunities provided contributes to the constant development and improvement of this electronic service.

Convenient payment tool: single W1 wallet

The W1 electronic payment system is optimally adapted for the prompt and comfortable implementation of all kinds of financial transactions.

You can connect to the service using, from a PDA, personal computer or communicator, mobile phone or smartphone, using one of special applications, developed by the creators of the W1 payment system. The registration process takes minutes, and subsequent management is as convenient and efficient as possible.

To identify and manage payment transactions, the user’s mobile phone number registered and confirmed in the system or wallet number, consisting of 12 digits, is used. These identification data subsequently serve as confirmation of all financial orders and transactions and serve as an analogue of the W1 service client’s handwritten signature.

It is impossible for an unauthorized person to obtain a login and password if the user observes secrecy and confidential storage of his own identification data, which is transmitted to him during registration via an encrypted channel and eliminates the possibility of interception.

The security system of the W1 electronic payment service also includes special measures to protect the accounts of various service providers: two-way authorization, electronic digital signatures and certificates. Since the payment system mainly involves one-time micro-payments, the security algorithm is as simplified as possible from a technical point of view and does not interfere with comfortable work, while remaining reliable protection against abuse.

Accounts in the W1 system are made at payment acceptance points, using bank cards, terminals, sending SMS messages to short number, through bank transfer systems, as well as through electronic wallets. You can withdraw funds by postal order, by contacting special payment acceptance points of the CONTACT money transfer system, as well as by using the services of other electronic systems.

Thanks to the prompt execution of all operations, the W1 payment service is ideally suited for the timely transfer of funds to other users of the system, replenishing the balance, paying for a wide variety of services, and financial transactions with other payment systems. The receipt of funds into the account is notified via SMS, which also facilitates comfortable financial transactions and timely control of payment progress.

Each user has access to a system designed to increase the level of service and control the functioning of the W1 electronic system, as well as many convenient and popular options, thanks to which the presence of a single W1 wallet is the best way rational planning of your own time.

Meets the logo with the inscription "Wallet one". “Unified Wallet” was created in 2007 (the official birthday was June 2, when the first user registered with the service), and is currently a developed Internet platform for making online payments.

The service website pleases the eye with its simplicity and convenience. If you find it difficult to navigate the multi-level drop-down menu in the left column (on all pages of the site except the main one), then at the very bottom of each page of the service there is something like a site map, which does not interfere with normal walking through the pages of the service, because it is visible to the eye only when scrolling. Personally, I really liked this usability solution, although to some it seems redundant.

The owner of this payment service is the company CJSC Information Processing Center (Moscow). User funds are secured in cash, placed on the settlement accounts of CJSC "IPC". These funds are actually advance payments from users against future orders. The same company owns the X-PLAT electronic payment system. Thus, the “Unified Wallet” was not created from scratch, and almost from the moment of its opening it was able to provide clients big choice service providers connected to the system. Currently, using the "Single Wallet" you can pay for mobile communication services, Internet providers (the number of which is the largest in the list of services - nearly three hundred!), IP telephony, satellite and cable TV And public utilities, purchase play money from popular online games and pay for the purchase of goods in online stores, as well as repay loans from banks (in total there are more than 600 providers of services and goods). An unexpectedly pleasant feature of the “Single Wallet” is the absence of commissions for the vast majority of transactions. The system does not charge a penny for making payments, and this is what makes it unique compared to similar services. Commissions are imposed only on the service of repaying loans (2% + 50 rubles) and exchanging money for the currency of other payment systems (up to 2%). However, this does not mean that there is no need to pay for services to system partners - dealers through whose terminals payments are made.

In addition to this, a number of other goodies await the user in the User’s Personal Account, such as: the ability to communicate ( sending SMS-messages and making phone calls from computer to phone), free video hosting, affiliate program, bonuses, promotions and more.

The set of currencies that “One Wallet” works with is very extravagant: these are Russian rubles, American dollars, Ukrainian hryvnia and... South African rands! Moreover, in South Africa, “One Wallet” (under the W1 South Africa brand) started almost a year and a half earlier than in Ukraine (United Gamanets brand) - February 2009 and June 2010, respectively.

Registration in the "Unified Wallet"

I don’t know of a simpler registration process, and this applies not only to payment systems. You just need to indicate your E-mail or mobile phone number and tick the box that you agree to the terms of the Public Offer. After clicking the “Register” button, a message from the service instantly arrives to your contact number, which contains the 12-digit number of your newly created wallet and password. You can use either this number or your E-mail/mobile phone number as a login when logging into your Personal Account.

This is far from the only way to connect to the system! There are several more that are just as quick and simple, with which you can quickly register and then work with your wallet. If you intend to work with Wallet One using a mobile phone connected to the Internet, then you just need to install mobile app in AppStore or Google Play.

Wallet One users in Russia can make payments not only using terminals or the web interface, but also through the Viber application thanks to the establishment of cooperation between these services in 2017. Thus, there are two versions of the Wallet One mobile app: full version and Viber wallet. If you want to start transferring money to your Viber contacts, create a wallet directly in the application: go to any dialog and click on the wallet icon in the bottom panel. You will be taken to the Viber wallet creation window. There you will need to check the box "I accept the Viber Terms of Use and the Wallet One User Agreement." By clicking the "Continue" button, wait for the SMS with the code, enter it in the window that appears, and at the last stage come up with a four-digit PIN code for your Viber wallet.

Working with "Unified Wallet"

The web interface of the “Single Wallet” Personal Account pleases the eye with its simplicity combined with maximum information content and convenience. At the top there is a navigation and account information panel, below the window is divided into three columns: news; wallet management and work with it (a duplicate of the navigation panel, but more detailed, allowing you to immediately go to the desired item) and the “Favorite Providers” panel, where information about the providers to whose accounts you made payments is automatically entered - thus, for repeated payments there is no need to re-enter your payment information.

Using Viber wallet, you can make transfers to other Viber users, pay for services and withdraw money from the wallet to a card or bank account.

Replenishment methods

1. Top up your wallet with cash

You can top up your “Unified Wallet” using almost any payment terminal system. In most cases, funds are credited to the balance of the “Single Wallet”; for some terminal networks it takes up to 2-24 hours. The commission for replenishment depends on the payment system and ranges from 0 to 7%.

For those who prefer to top up their account with cash, the following methods are also available:

Bank transfer from any Russian bank;

Payment acceptance points based on communication stores (MTS, Alt Telecom, Svyaznoy, Euroset and others);

Payment acceptance points for international money transfer systems Contact (commission 1.5% of the transfer amount, but not less than 60 rubles) and UNIStream (commission of Unistream Bank - 1%, but not less than 50 rubles, at service points of partner banks OJSC CB "Unistream" - 2%).

2. Non-cash methods of replenishing the “Single Wallet” are as follows:

1. Transfer from a bank account through Internet banking systems (only for individuals; commission - in accordance with bank tariffs, transfer period - 3-5 working days)

2. Transfer from Visa and MasterCard bank cards issued by banks in Russia and the former CIS countries, and allowing payments to be made on the Internet. This type of wallet replenishment requires user authorization, since the transfer from bank card, according to the rules of the system, can only be carried out by the owner of the wallet. Therefore, before linking your card to your wallet, you must fill out the “Personal Data” fields in the settings tab (full name, passport details) and confirm your mobile phone number in the system.

The first time you use the card to top up your wallet, you will need to activate it. It consists in the fact that a random amount within 10 rubles is blocked on the card. Activation will be carried out only after the owner finds out this amount from his bank and indicates it in his Personal Account (tab "Settings" - "My bank cards"). A successfully completed card activation procedure confirms the identity of its owner.

The card is activated once and further payments from it are made automatically.

The amount credited from the card to the wallet acquires a special status - “Protected money”. The following restrictions apply to it:

• it is impossible to transfer money from wallet to wallet;
• it is impossible to transfer money to other payment systems (including the limited purchase of Ukash vouchers);
• it is impossible to repay loans;
• it is impossible to pay for goods and services in online stores;
• It is impossible to withdraw money using normal methods.

Thus, money credited from a bank card can be spent only to pay for services. But funds deposited from the card can be returned (only to the card itself).

The amounts of deposits from bank cards are also limited:

• the amount of one payment is not less than 100 and not more than 3,000 rubles;
• the amount of payments per day does not exceed 3,000 rubles;
• the amount of payments per month does not exceed 30,000 rubles.

With tariffs for replenishing your wallet different ways can be found on this page. The deadlines for crediting funds to the wallet balance are also indicated there. For any replenishment method, the moment the funds are credited to the wallet balance, the user receives an SMS notification to the phone number confirmed in the system.

Anticipating the question of some readers, I note that for residents of the CIS countries it is optimal to replenish their wallet:

a) using a plastic card;
b) through electronic currency exchangers;
c) In branches of partner banks of the UNIStream system.

Working with the system. Making payments

Transferring money within the system is not subject to commissions. To make such a transfer, you need to know the recipient's 12-digit wallet number. It is noteworthy that before the transfer is accepted by the recipient (see above), the sender can cancel it if he discovers that he has made a mistake with the wallet number or the transfer amount. Among available options transfer also contains an indication of the validity period of the transfer and the transfer code (password) that the recipient must enter to credit funds to his account. You can also disable confirmation of receipt of the transfer by the recipient.

Do not forget that if you top up your wallet balance using a bank card, you will not be able to transfer this money to other users of the system or exchange it for other electronic currencies. They are available only for payment of services.

As stated above, the system has the ability to make phone calls and send SMS messages. To send SMS, the user must confirm his mobile phone number in the system. Confirmation can be done in two ways.

The first is to log in using any of the W1 applications using your phone number as your login. If you log in successfully, it means your number has already been verified.

The second method is for users who, for example, registered in the system by indicating not a mobile phone number, but an e-mail. In this case, you need to add a mobile number in your profile (Personal Account > "Profile" > "Communication Channels"). To confirm, you need to receive a special code from the system on your phone by request and enter it in your “Profile”. Receiving this code by you means that you really are the owner of the phone you specified.

Quite recently (in March 2010), "Unified Wallet" opened a new service - "Unified Cash Desk". This is a universal payment acceptance service that allows sellers to accept payments from customers in cash, non-cash and popular electronic money. You can pay the bill of an online store connected to the “Unified Cash Desk” at any payment terminal, in communication stores, electronics hypermarkets, retail chains, branches of the Russian Post, at Sberbank and at any Russian bank (in total there are more than 300,000 payment acceptance points). For users, the advantages of the "Unified Cash Desk" are a huge number of payment methods and ease of use, for online stores - the absence of additional commission (from the "Unified Cash Desk", of course; partners, for example, payment terminal systems, will take their commission, as always) , fast connection, no monthly fee and ease of working with applications. For small businesses and individual entrepreneurs, it is enough to allow the receipt of money into your account in your Personal Account, add information about your store (which will be displayed to your customers), and after that you will be provided with a customized payment form for posting on the store pages.

Safety of working with the system

When developing the “Unified Wallet”, the focus was on ease of use of the service. Therefore, the system does not have sophisticated methods for protecting personal data. Any phone number or e-mail added to your profile can be deleted at any time without any confirmation. If you lose your password New Password sent to the e-mail or phone number specified during registration. If the user has deleted all contact information from the profile, logging into the wallet is possible only by indicating its number. In essence, the password recovery function is quite sufficient if the user is careful and careful. And, as you know, no multi-story levels of protection will help frivolous bunglers. “They only create the illusion of safety if handled improperly or interfere with the comfortable use of the system as a whole,” notes service manager Konstantin Shilov.

Transactions can be secured by having the sender create a password to receive the payment, which is communicated to the recipient.

In conclusion, we can only wish the service to constantly remain in a “beta testing state,” that is, continue to develop at the same pace, add new features and become more and more popular among users who prefer to make purchases and make payments via the Internet.

© aprika, 2010-2020

Your comments:

Pending today payment service and payment aggregator Unified Wallet W1 or Wallet One.

A single wallet is a convenient means for receiving and transferring money, paying for an extensive list of services and payments, including in online stores.

The company arose back in the early 2000s and was engaged in organizing the automation of the process of accepting payments in favor of mobile operators communications.

A payment acceptance system was created under the X-Plat brand. This was a particularly innovative solution for residents of Africa, in particular for South Africa. In this regard, it was decided to develop the direction of online payments under the Wallet One brand.

In 2007, the service appeared in Russia under the name Unified Wallet W1. In 2010, Wallet One officially began working in Ukraine, and then in China, Belarus, and Kazakhstan. In total, it operates in 15 countries, with its head office located in the UK, London. The company's services can be used by residents from more than 80 countries with a total population of more than seven million. In terms of turnover, it is inferior to the popular or, but still the value is quite significant - about two billion US dollars per year.

As I noted, Wallet One works officially in Ukraine, Belarus, and Kazakhstan, which means there are no problems with questions about how to top up Wallet One and how to pay for services.

For services ecommerce The Unified Cashier service is provided, which allows you to accept payments on the website from clients, using more than 100 payment solutions. In this case, the service acts as a payment aggregator.

The official website www.walletone.com is available in 8 languages, including Russian and Ukrainian.

Registration of a single W1 wallet

You can open a single W1 wallet in eleven national currencies, including the Russian and Belarusian rubles, the Ukrainian hryvnia, the US dollar and the euro.

To create a Wallet One account you need to go through very simple registration on the website, indicating your mobile phone number. You will receive a password, which you enter in the appropriate fields. registration form. You need to agree to the terms of service and complete everything by clicking on the Registration button.

When you first log in, the system will ask you to confirm your physical location and create a wallet in your local currency.

Please note that in order to fully use the account, you must undergo identification, which will increase transaction limits and remove other restrictions, such as withdrawal of funds.

In order to enter the unified W1 wallet in the future, you need to specify the phone number or email that is indicated in the settings of your personal account in the Profile section or enter a 12-digit number.

To change your password, you need to go to the Security section, specify the current one and set a new one. If you have completely forgotten it, you can use the Remind Password function and indicate your mobile number or email address to get a new one.

In the settings you can specify an email in case your phone is lost. For security, it is recommended to enable notifications on email or mobile phone.

How to top up a single wallet and transfer money

The method of replenishing a single W1 wallet depends on its currency and country. In the Replenishment section, you need to select your account currency, after which a list of all available solutions will open. You can also select the input option: cash, non-cash, electronic money.

For Russia, the following options for depositing money:

• Cash via payment terminals, communication salons Euroset and Svyaznoy, by money transfer Contact and Unistream, Russian Post and through Sberbank cash desks.
• Non-cash methods - using Internet banking Alfa Click, PSB, Russian Standard Bank, bank transfer.
• Electronic money - .
• And also, with mobile phones the following operators - MTS, Megafon, Beeline, Tele2.

You can top up the Unified Wallet in Ukraine in the following ways:

• In cash - through payment terminals.
• Non-cash methods - from Visa or MasterCard cards, Privat24 Internet banking, bank transfer.
• Electronic money – through a list of exchangers. I recommend using exchanger electronic money bestchange.ru.

You can deposit it into your wallet in Belarus using electronic currency exchangers, using bestchange electronic money exchanger

.
Thus, you can exchange Qiwi, Skrill, AdvCash and others.

Pay attention to the commissions; in some cases they are zero.

IN personal account You can view all transactions in the History section.

To make a transfer, go to your account and select Transfers, and then Transfer money to a friend. A form will appear in which we indicate mobile number or email address recipient, as well as the amount.

It is also possible to transfer to a Visa or MasterCard card of any bank, withdraw to a bank account (only for clients from Russia) or receive money in cash.

Payment for services from a single w1 wallet

The service provides the opportunity to pay for a variety of services: games, internet, mobile communications, utilities, repay a loan, pay a traffic fine, pay for Skype and many other ways to spend money from your account. And also make a purchase in the online store.

If you have used the Unified Wallet, leave your feedback in the comments to the article.