How to send a postal money order. Effective money transfers: Russian Post in modern times

If you think that postal money orders are only in demand by grandparents, you are deeply mistaken. Russian Post is perhaps the only company that organizes cash delivery to your home. The elderly, disabled, and simply very busy people can receive a cash transfer without leaving their home. Russian Post also organizes card-to-card transfers. How much does a postal money transfer within Russia cost, what are the rules and restrictions on transfers? You will learn about all this right now.

Cash at the branch

When you come to a Russian Post office, you can present your passport and fill out a special form and send money anywhere in Russia. Shipping costs will vary depending on the fare you choose. First, let's look at the Fast and Furious tariff. This tariff allows you to send money to your destination very quickly, within 1 hour. “Fast and Furious” in Russia can be targeted (when money is sent to a specific post office), or unaddressed (when money can be received at any post office or point of issue).

1. Addressed transfer in the amount of up to 3 thousand rubles. inclusive will cost the client 150 rubles.
2. Address transfer from 3 to 7.5 thousand rubles. inclusive will cost 300 rubles.
3. Address transfer from 7.5 to 500 thousand rubles. inclusive will cost 1.7% of the transfer amount, but not more than 2000 rubles.
4. An addressless transfer for an amount up to 3,000 rubles will cost 99 rubles.
5. An addressless transfer in the amount of 3,001 to 300,000 rubles will cost 1.2% of the amount (not less than 149 and not more than 1,000 rubles).
6. For delivery of a translation to your home using the “Forsazh” tariff, an additional 1.77% will be charged, but not less than 29.5 rubles. Delivery time – within 2 days.

Clients also have access to a regular postal order with home delivery or delivery of a notification of delivery of money to the post office. You can refuse delivery and notification, then the transfer will be cheaper. Postal transfer can only be addressed. It is delivered to the department indicated by the sender, and only after that the recipient can collect the money due to him. Let's consider the tariffs for money transfers by Russian Post, provided that a regular postal transfer is used.

1. When transferring an amount up to 1000 rubles, the post office will take 80 rubles and an additional 5% of the transferred amount.
2. If we transfer from 1 to 5 thousand rubles. The post office will take 90 rubles and another 4% of the transferred amount.
3. Do we transfer from 5 to 20 thousand rubles? The post office will take 190 rubles and another 2% of the transferred amount.
4. Well, if we intend to transfer a large amount from 20 to 500 thousand rubles, the post office will take 290 rubles and an additional 1.5% of the transferred amount.

This is the general tariff schedule for transfers within Russia. However, in the regions, Russian Post has its own tariff schedules. Therefore, in order to find out exactly what tariff will apply to a postal transfer in a particular case, you need to either visit the Russian Post website, or contact the post office and find out everything on the spot.

A postal transfer can be delivered within 2 to 8 days, depending on the conditions agreed with the sender. Delivery of the transfer to your home costs 1.77% of the transfer amount, but not less than 29.5 rubles.

The sender also has the right to order a paid notification of delivery of the transfer. This service will cost 24 rubles 50 kopecks.

From card to card

Using a special service on the Russian Post website, you can transfer money from one card to another. This can be done in just a few minutes, and within 10 minutes the funds will be transferred. The amount of transfer from card to card is limited. You can transfer no more than 50,000 rubles in one transaction.

For such a transfer, Russian Post set a commission of 1.8% of the amount, but not less than 65 rubles. This is the case if both cards are registered in Russia. If one of the cards is registered abroad, the commission will increase to 2.8%.

From card to branch

In order to send money from a card to a bank branch so that the recipient can pick up the transfer in cash, you must have a card with the MasterCard or Maestro payment system. The minimum you can transfer is 100 rubles, the maximum is 15,000 rubles. You can complete the transfer on a special secure page on the Russian Post website. The very next business day after the transfer is processed by the sender, the money will be available for collection at the destination office.

If the recipient plans to pick up the money himself at the specified post office, then the sender will have to pay 2.45% of the amount for the transfer, but not less than 60 rubles. If the sender ordered money delivery to the recipient’s home, the transfer will cost 4.5% of the amount, but not less than 90 rubles.

As you can see, the percentage of the amount for sending funds through Russian Post is not too high, especially considering that the money can be delivered directly to the recipient’s home. Over time, Russian Post plans to reduce the fee for transferring money through their organization a little more, so don't discount this method. Anything can happen in life that can come in handy.

"CyberMoney" - this is the name of the postal money transfer of the Russian Post. Postal money order Available for registration throughout Russia in more than 40 thousand post offices.

Russian Post today is the largest partner and a very serious competitor of the banking system of the Russian Federation in terms of electronic money transfers (postal transfers) to all corners of the country, even to the most remote and inaccessible areas. And for remote regions, sometimes it doesn’t matter how many days the translation takes, the main thing is that it can be delivered there at all.

Cyber ​​Money, what is it?

With this logo symbol in the branches
Russian Post is marked with presence
postal transfer services "Cyber ​​Money"

"CyberMoney" is a system of electronic money transfers of the Russian Post. “Cyber ​​Money” appeared to replace simple postal money transfers in 2003 and became the most accessible and widespread among the population. Why is electronic money transfer called “Cyber”? After all, this is a rather rare and unusual term that has something to do with cybernetics, and not with translations!

To carry out CyberMoney transfers within Russia, the Post has a wide network of post offices - more than 40 thousand post offices. Even the Savings Bank of Russia, which has the most extensive branch network among banks and has more than 9.0 thousand points serving the transfer of money from the population, cannot compete with Russian Post.

The service is provided even in the most remote regions of the Russian Federation, and payment of the transfer is carried out in the shortest possible time. However, it is necessary to take into account that post offices in many remote villages do not work every day, and it is necessary to make a request for money in advance to issue a transfer, and therefore receiving a CyberMoney transfer may take several days.

An undoubted advantage of the Russian Post is that electronic “Cyber ​​Money” allows you to carry out postal transfers throughout Russia between individuals and legal entities.

Thus, Russian Post divides postal orders into types:

1. postal money transfer from individual to individual,
2. postal money transfer from an individual to a legal entity,
3. postal transfer of money from a legal entity to an individual.

Postal transfer "Cyber ​​Money" can be addressed to:

1. at a specific address to a specific recipient of the postal order (individual or legal entity);
2. post restante (indicating on the postal transfer form the name of the postal service facility, surname, first name, patronymic of the recipient);
3. to a subscription box (indicating on the postal form for transferring funds the name of the postal service facility, the box number of the subscription mailbox, the surname, first name, patronymic of the addressee or the full name of the legal entity).

The amount of the CyberMoney postal transfer has the following restrictions:

1. The maximum transfer amount is 500 thousand rubles;
2. The maximum amount of a transfer accepted from the sender to the current account of Russian Post divisions is 250 thousand rubles (except for transfers of a social nature).

How long does it take for a postal transfer?

How long does it take for a postal transfer? Previously, the Russian Post declared the implementation of CyberBenga postal orders within 72 hours, although the actual passage of the postal order was significantly different and took much longer.

Now the delivery time of a postal order is determined by the total demarcation, as well as the availability of equipped electronic exchange points in the postal service. The delivery time of a postal order, or rather how many days a postal order takes, can be determined from the following table:

* The maximum period for making a transfer by Russian Post is determined in working days - from the moment the transfer is accepted until the possibility of its payment, including the day the transfer is accepted.

How to send a postal money transfer?

Money transfers are accepted by all post offices of the Russian Post, and in order to send a postal transfer, you must have with you:

• passport;
• exact information about the recipient of the postal money transfer (full name or company name, exact address, post office box number, postal code);
• index and address of the place of residence (registration) of the sender of funds or residence address;
• and of course money.

To process a postal money transfer within Russia, citizenship of the Russian Federation is not required, but foreign citizens may need to present a migration card indicating the temporary place of registration. The main thing is to correctly fill out all the details of the recipient and sender on the standard postal transfer form form 112eff. Explanations for the filling procedure and a sample of filling out the form f 112 can also be found in the material at the link provided.

The post office operates a centralized system for monitoring the movement of each postal transfer, which eliminates the possibility of misuse of funds transferred by clients or loss of documents for delivery of the transfer during the period of their transfer. And to deliver money transfers to hard-to-reach areas of the country, Russian Post uses a combination of electronic and traditional means of money delivery. The technology of applying bar codes to postal order forms has been introduced and is being expanded geographically. The barcode contains all the information about the postal order, which can significantly reduce the time spent servicing one client.

How to receive a postal transfer?

The recipient of the CyberMoney postal transfer is notified of the receipt of funds in his name. The postal order is issued at the post office or at home (optional). In this case, the recipient's passport and a coupon for the postal transfer are presented. The addressee (recipient of funds) fills out the section “Receipt of the Addressee” on the postal form, indicating the address, which must correspond to the registration or migration card and passport data. All completed information is verified by the postal worker.

And in order to receive the transfer at the post office faster, you do not have to wait for the notification to be received, but visit the post office every day 2 - 3 from the moment of sending and check the receipt of the Cyber ​​Money postal transfer. Believe me - this way you will receive the translation faster!

Tariffs for postal transfers CyberMoney

Tariffs for CyberMoney postal transfers in Russia at the end of 2013 look like this:

* The tariff includes VAT in the amount provided for by the current legislation of the Russian Federation. ** The given tariffs for postal transfers by Russian Post are periodically revised; changes can be clarified on the Russian Post website.

Please note that transfers can be sent starting from an amount of 1000 rubles, and postal transfers up to an amount of 5000 rubles, which are among the most expensive among all money transfer systems in the Russian Federation. Russian Post is also trying to get rid of small transfers!

And the method of calculating the cost of a transfer in the form of summation is at least twenty years out of date, and Russian Post is unable to change it.

When making a postal money transfer, you can use additional services of Russian Post, which include:

• free notification of the recipient about the arrival of a postal money order;
• transmission, along with the money transfer, of additional information to the recipient (free message 70 characters long);
• receive notification of payment to the recipient of the postal order (for an additional fee)
• order delivery of a postal order to your home. This is a paid service and can be issued and paid for by both the sender of the transfer and its recipient. Such a postal order is delivered to the recipient on the day it arrives at the recipient's post office.

In some cases, Russian Post carries out postal money transfers from individuals to legal entities (corporate clients) and, vice versa, without individuals paying for the cost of the service, in accordance with the “tariff-free postal transfer” project. In this case, postal services for money transfers "CyberMoney" are compensated by legal entities under an agreement with it.

Cost of postal order in regions of Russia

In certain regions of Russia, regional branches of Russian Post have the right to set individual tariffs. These regions include:

• Amur region
• Irkutsk region
• Kamchatka region
• Kirov region
• Krasnoyarsk region
• Moscow region
• Omsk region
• Sakhalin region
• The Republic of Sakha (Yakutia)
• Tomsk region
• Tyumen region
• Khabarovsk region
• Khanty-Mansi Autonomous Okrug
• Chukotka Autonomous Okrug
• Yamalo-Nenets Autonomous Okrug
• Primorsky Krai
• Nenets Autonomous Okrug
• Republic of Karelia

Individual tariffs of regional representative offices of the Federal State Unitary Enterprise "Russian Post" for postal transfers can be viewed

In accordance with the “Rules for the provision of postal services”, approved by the Government of the Russian Federation on April 15, 2005 No. 221, the following transfer instructions can be carried out and issued:

• Based on a written application, the sender of the transfer may order its return (before payment of the transfer to its addressee).
• Based on a written application, the sender of the transfer may order its payment to another person and to a different address or its delivery (payment) to the same addressee, but to a different address;
• Based on a written application from the sender or recipient, the storage period for postal orders may be extended until the time of issue.
• The sender has the right to receive back postal orders that have not yet been sent to their destination. Fees for already processed returned transfers are set by operators on site.
• The recipient has the right to refuse a postal order received at his address by making a note to this effect on the postal item or notice. If the addressee (his legal representative) refuses to make such a note, it is made by a postal worker.
• The recipient has the right, for an additional fee, to make an order (in writing) for the dispatch or delivery to another address of postal orders received in his name.

And postal orders, if it is impossible to pay them to the addressees, are stored in postal facilities for one month. The return of a postal order to the return address is carried out:

1. at the request of the sender;
2. if the addressee (his legal representative) refuses to receive it;
3. in the absence of the addressee at the specified address;
4. if it is impossible to read the addressee's address;
5. under other circumstances that exclude the possibility of the postal operator fulfilling its obligations under the contract for the provision of postal services.

Advantages and disadvantages of the Cyber ​​Money money transfer system

So, summing up the work of the CyberMoney money transfer system of Russian Post, it is worth noting the features and advantages of this service:

• Possibility of money transfers between legal entities and individuals;
• Possibility of forwarding after the transfer has already been sent;
• High level of protection of transmitted information and guaranteed delivery (declared by the system);
• Possibility of delivering money transfers to your home and handing them over personally to the recipient (for an additional fee, of course). Home delivery is carried out to the recipient on the day it arrives at the recipient's post office.
• Possibility for the sender to receive notification of delivery of the transfer (for an additional fee)

The disadvantages of the Cyber ​​Money money transfer system in Russia include the following:

• Tariffs are too high;
• Delays in delivery of translations against standard deadlines (in certain regions);
• Delays in issuing large transfers due to the lack of the required amount of funds in the cash desk and the need to make a preliminary request for cash.
• And of course, like at Sberbank, there are queues.
• Lack of isolated cash desks for servicing clients with large transfers.
• Inability to track the progress of the transfer

The material was last updated on January 10, 2013.

Russian Post occupies a leading position in the field of money transfers in Russia. The main competitor of the postal service is Sberbank. In addition to them, other national payment systems and even some mobile operators provide money transfer services. Competition is high, so Russian Post is constantly improving money transfers within Russia and other services.

In 2003, Russian Post developed the Cybermoney project, which significantly simplified the postal transfer procedure and speeded it up. Since 2010, a new service for money transfers has appeared - “Forsazh”. While Cybermoney needs to deliver the transfer within a few business days, Forsazh promises instant transfer.

Advantages of postal money transfer of Russian Post?

The main advantage is an extensive network of post offices. For comparison: about 40 thousand post offices throughout Russia versus about 9 thousand bank branches of Sberbank. In some parts of Russia, you can only receive money by mail, because other organizations simply do not have a representative office there. In this case, questions about the size of the commission and delivery time are irrelevant; the decisive question for separate corners of Russia is: is it possible to transfer money there at all?

Another advantage: both individuals and legal entities can send money to each other. What does it mean:

• An individual can send money to another individual.
• An individual can send money to a legal entity.
• A legal entity can send money to another legal entity or individual.

The postal order can be delivered personally to the addressee. If you pay for the delivery service, the postman will bring the money to where you indicate on the form. No additional trips to the post office - another plus.

You can withdraw your money after receiving a notification from the mail within 30 days. If no one comes at this time to receive the transfer, the money is sent back to the sender.

What is the price?

The limit for sending money is 500,000 rubles, but the postman can personally deliver only 120,000 rubles.

Shipping rates include a percentage of the amount sent and a fixed fee. It all depends on the amount you want to send.

• Less than 1,000 rubles: 5 percent of the amount and 70 rubles.
• From 1,000 to 5,000 rubles: 4 percent and 80 rubles.
• From 5,000 to 20,000 rubles: 2 percent and 180 rubles.
• From 20,000 to 500,000 rubles: 1.5 percent and 280 rubles.

Some areas have different rates. Including for the Amur region, Kamchatka, Tyumen and others. More information about these tariffs can be found on the Russian Post website.

Russian Post is not interested in transfers with small amounts, so the commission is higher for a small amount of money.

Postal money transfer of Russian Post - tracking

Tracking is provided only for postal items: parcels, parcels, etc. Unfortunately, money transfers cannot be tracked. You will not find an identification code on the payment receipt for the translation. However, you can receive notification of the successful delivery of money (for an additional fee of 24 rubles 50 kopecks).

The delivery time of money depends on the technical “advancement” of the post office. More precisely: is there an electronic exchange point in the branch? If there is one, the money will be transferred within 3 days (maximum period), and if there is no such item, the transfer may take up to 6 days.

Sometimes the deadlines can be delayed if the post office does not have enough cash to issue money. In this case, you will have to wait until postal workers reserve the required amount.

Don't forget about the Fast and the Furious postal order. They are transferred instantly. The maximum amounts are the same as for a regular postal transfer. In the Forsazh system you can make addressed or addressless payments. This means that the money will either come to a specific branch, or you can pick it up at any point of issue.

International postal transfers

The list of countries where you can transfer money is limited. It includes 17 countries:

• Belarus
• Armenia
• Georgia
• Lithuania
• Latvia
• Ukraine
• China
• France
• Serbia, etc.

To other countries, you can arrange a money transfer at the post office via Western Union.

An international transfer can be processed at any post office. Problems can only arise with Serbia. You can transfer money there only in special branches. Like regular transfers, international ones can be made if you have a passport.

How to send a postal money transfer via Russian Post?

To send a postal order, you need to come to any post office. Take with you:

• Passport
• Accurate information about the recipient of the money: last name, first name, patronymic; address (including postcode).
• The money you will send, plus money for the postal commission.

You will be given a postal order form. You will have to fill out one side, the other - the recipient. In the same form you can write a message to the recipient (maximum 70 characters). After filling it out, you pay for the transfer. Everyone, congratulations, the translation has been sent.

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There are situations when you need to send money to a person who does not have access to an ATM or for whom it is too unprofitable to send money by bank transfer. In such cases, a postal money transfer by Russian Post will come in handy. The article provides conditions and options for carrying out this operation.

Transferring money by Russian Post is a fairly popular method of transferring funds, available to both individuals and legal entities. Using it, you can make payments both in cash and non-cash, and send money not only to any region of Russia, but also to neighboring countries - Belarus, Kazakhstan, Ukraine and others.

You can transfer money using mail directly - that is, send it to a specific branch or point of issue, or without an address - so that the recipient picks up the money from the post office to which he is attached. The minimum amount of money transfer is not limited, and the maximum depends on the final destination.

In total, you can send 3 types of cash payments through Russian Post:

• Express translation of "Fast and Furious". Only for individuals.
• Regular postal transfer. Can be used by both individuals and legal entities. It is possible to deliver cash to your home.
• Western Union shipments. Only for individuals. Can only be shipped overseas.

You can send a short text message (up to 70 characters) along with your finances. Additionally, you can order a notification of delivery of funds, which has legal force.

To send or receive finance, you only need to have your passport with you. To complete a transaction, you need to come to a Russian Post office, contact an employee and decide on the amount and type of payment. After this, the sender is provided with a special form in which it is necessary to enter information about the recipient and the size of the transaction.

After this, the amount for sending, an additional postage fee, and, if necessary, a fee for additional services are paid, and the sender is provided with a receipt for the transaction completed. You can find out about the cost of transferring money both from the postal employee himself and further in the article.

Using the Fast and Furious express service, you can transfer amounts up to RUB 300,000. in Russia and up to 150,000 rubles. - abroad. At the same time, for transfers over 100,000 rubles. You must make a request to reserve the amount at the post office where the transfer will be received. The rates for this transfer are as follows:

1. For address transactions:
   • up to 3 thousand rubles – 150 rub.,
   • from 3 to 7.5 thousand rubles. – 300 rub.,
   • from 7.5 thousand rubles – 1.7% of the transfer, but not less than 2,000 rubles.
2. For addressless transfers:
   • up to 3 thousand rubles – 99 rub.,
   • from 3 thousand rubles up to 300,000 rub. – 1.2% of the transfer amount, ranging from 149 to 1000 rubles.
3. For international deductions:
   • up to 150 thousand rubles inclusive - commission 1.8%, but not less than 149 rubles.

In order to order “Fast and Furious” to the recipient’s home, you will have to pay the cost of the service separately - 1.77% of the transaction amount, but not less than 29.5 rubles.

You can send up to 500,000 rubles by regular postal transfer. cash, up to RUB 250,000. – by non-cash delivery, up to 120,000 rubles. – with home delivery. These tariffs apply only to transactions within the country; for foreign shipments, limits must be clarified separately. The postage fee can range from 80 to 290 rubles. + 1.5% -5% of its size, depending on the region.

Tariffs for Western Union money transfers are set individually, depending on the size of the amount and the country of the recipient. In addition, for this method of sending money there is a bonus system that allows you to receive a discount on items.

Electronic transfers

Electronic financial transfers allow for quick settlements between individuals, transferring funds to the recipient's current account. They are carried out similarly to regular shipments, only when filling out a form with information about the recipient, it is necessary to indicate the details of his account. The most convenient way to send money abroad is electronically.

Russian Post allows you to carry out non-cash transactions from one card to another within the country and abroad. In this case, the sender must have a bank card of the VISA or MasterCard payment system, and the type of system of the recipient does not matter.

Sending money within the country is carried out in Russian currency - rubles, ranging from 1,500 to 50,000 rubles. You can transfer money abroad in dollars and euros, the maximum delivery amount is $2,500.

The percentage for sending this method is as follows:

• when transferring within the country - 65 rubles. or 1.8%;
• when sending in rubles abroad – 140 rubles. or 2.8%;
• when transferring in dollars – 5 USD or 2.8%;
• when transferring to euros – 4 EUR or 2.8%.

The transfer is carried out electronically, from a secure page of the official website of the post office. The service is provided through a partnership with Russian Standard Bank.

The delivery time for a monetary transaction depends on its size and the distance between the regions of the sender and recipient. In addition, how quickly the money will reach its destination depends on the availability of electronic exchange points and the selected type of delivery. However, Russian Post has maximum deadlines defined for each transaction situation.

Delivery times, if the OPS has an electronic exchange point:

• up to 100 thousand rubles - 2 days;
• from 100 thousand rubles - 3 days;
• when transferring to a current account – 3 days.

How long does it take to transfer to OPS without electronic exchange points:

• up to 100 thousand rubles - 6 days;
• from 100 thousand rubles - 8 days;
• when sent to a bank account – 5 days.

Important! The period may be extended by 1 day if the sender makes a request to reserve money at the recipient's branch after 13:00.

Some regions of the country may have separate tariffs for cash transactions. This mainly applies to remote and hard-to-reach areas, where shipments will cost more than to the central regions.

If receipt of the transfer from the branch or place of residence does not take place, then within a month the amount will be returned to the sender’s account. For shipments via Western Union, the period can reach 90 days.

You can track a money transaction on the Russian Post website using the track number assigned to regular postal items. Money transfer tracking is possible with a delay of 1-2 days.

Despite the fact that money transfers by Russian post have clearly lost their relevance recently, many still use this service. Russian Post offers several options for sending money to citizens in all cities of our country and beyond. This will be discussed further.

How is the translation carried out?

To send money via postal transfer, you must personally come to the nearest post office. The registration procedure is reminiscent of a bank transfer; the applicant will be required to fill out a document and provide a passport, the rest of the steps are performed by the operator.

Postal money transfer by Russian Post has several advantages. Firstly, this service is available to absolutely everyone, both individuals and legal entities; there is a post office in every city and town. Secondly, there are several different types of transfers in terms of tariffs and conditions; each client has the opportunity to choose the one most acceptable to him. Thirdly, you can send money via mail in cash and by bank transfer.

Tariffs and conditions

At the moment, Russian Post offers several options for sending money. Each of them has different tariffs and conditions. Next, each translation should be considered in more detail. By the way, you will find all the latest information on the official website of the Russian Post.

Express translation Fast and Furious

The name of this service speaks for itself; according to the terms of the service, the recipient can receive the transfer instantly. There are two types of Forsage transfer - it is addressed, the money can be picked up at one specific post office, or unaddressed, the transfer can be received at any post office.

You can send money by express transfer to any region of the Russian Federation and neighboring countries, The maximum transfer amount is 500 thousand rubles and 150 thousand rubles abroad. For this service, a commission is charged from the sender, which must be paid when sending money.

Commission amount for addressed shipments:

• up to 3000 rubles – 150 rubles;
• from 3000 to 7500 rubles – 300 rubles;
• from 7,500 to 500 thousand rubles – 1.7%, but not more than 2,000 rubles.

Commission amount for addressless transfers:

• up to 3000 rubles – 99 rubles;
• from 3,000 to 300 thousand rubles – 1.2%, but not less than 149 and not more than 1,000 rubles.

Tariffs for international shipments are charged as a single fee - 1.8% of the size of the shipment, but not less than 149 rubles.

Please note that you can send money by mail to the recipient's home address, the cost of a postal transfer will be 1.77% of the amount, but not less than 29.5 rubles.

Additional services

Postal transfer

This type of money transfer has several advantages. Firstly, the maximum transfer amount is up to half a million rubles. Secondly, not only individuals can use the service. Thirdly, you can receive money not only from the OPS, but also by bank transfer. The only drawback is that you can only receive the item at one Russian post office.

Commission for transfer within Russia:

• up to 1000 rubles – 70 rubles + 5%;
• from 1000 to 5000 rubles – 80 rubles + 4%;
• from 5,000 to 20,000 rubles – 180 rubles + 2%;
• more than 20,000 rubles – 280 rubles + 1%.

How long it takes to send a money transfer by mail across Russia depends directly on several factors, namely the amount and the post office. On average the timing varies from 2 to 8 working days. Outside our country, funds are delivered in 2 or more business days.

You can find out how much a postal money transfer within Russia costs on the official website. Thanks to a convenient form, the price is calculated automatically; to do this, you just need to indicate the sender’s and recipient’s settlements and the amount to be sent.

Western Union

Western Union is the world's largest system of international money transfers. Via Russian Post You can send a transfer only outside the Russian Federation; for internal transfers you need to choose a different option.

The maximum amount to be sent is 375 thousand rubles, the commission fee is at least 150 rubles. The transfer fee depends on the destination and the amount to be sent; information can be obtained on the website or at the post office. To send money, the sender must have a passport with him.

Please note that you will receive the amount by mail. more than 100 thousand rubles, it must first be reserved in the branch where the money was sent; using your passport and departure number, the operator will tell you the date when the transfer can be picked up.

Electronic transfers

If you want to send money in such a way that the recipient can pick it up at a Russian post office, but do it remotely, you can use the Qiwi service. You can send funds through any Qiwi terminal, electronic wallet or mobile application.

To use the service, you need to know the recipient's address and postal code. The advantage is that the service is available around the clock. The cost of the service depends on the selected sending method: through the terminal the commission is 2% + 60 rubles, through the wallet - 2.5% + 60 rubles. The maximum amount to be sent along with the collection is 15,000 rubles.

Transfer money from a bank card to the recipient's address via the post office website

Money transfers between bank cards

Today, many banks offer their clients to transfer money without leaving home through their official website. Russian Post similarly provides the service through its official website. To send money you need to know the recipient's card number and the transfer amount, maximum – 50,000 rubles.

The commission for this operation is 1.6%, but not less than 60 rubles in Russia.

How and when to receive money

To begin with, when the money arrives at the recipient's post office, the postman brings a notice and leaves it in the mailbox. With the notification, you can come to the branch with your passport and receive your funds. If the shipment was ordered to your home, the postman brings the money to the indicated address and hands it over personally to the recipient. If the recipient was not at home at the time of the postman’s visit, he will have to collect the money himself from the post office.

Only the declared recipient can collect the funds; third parties need a notarized power of attorney.

Addressless express transfers can be received at any nearest post office. The recipient will only need a passport and a control number; this must be provided by the sender, who will know it when sending funds.

Postal transfer tracking

A postal transfer takes a little longer than an express transfer, so you can only find out that the money has been received when there is a notice in your mailbox. But, as practice shows, due to a shortage of postmen, the notification may not be delivered on time. But you can find out exactly how much a postal money transfer takes in Russia on the official website of the post office, where you will also find a service to track the shipment. Ask the sender for the tracking number and enter it in the provided field to receive information about the shipment.